Health Insurance Total Cost Comparator

Compare two health plans using annual premiums, deductible, estimated covered charges, copays, coinsurance and out-of-pocket maximum.

This tool has been used 1 times

The prefilled values are an example. Replace them with your own figures. All money amounts are in US dollars.

Expected annual covered charges (USD)

Plan A monthly premium (USD)

Plan A annual deductible (USD)

Plan A expected annual copays (USD)

Plan A coinsurance after deductible (%)

Plan A out-of-pocket maximum (USD)

Plan B monthly premium (USD)

Plan B annual deductible (USD)

Plan B expected annual copays (USD)

Plan B coinsurance after deductible (%)

Plan B out-of-pocket maximum (USD)

Calculated locally in your browser. This calculator does not send your inputs or save them on the server.

How to use this tool

Replace the example values with the written terms or costs that apply to you. Select Calculate, review the limitations, and compare another scenario before making a decision.