APR Calculator

Estimate an effective annual percentage rate from finance amount, fees, monthly payment and term.

This tool has been used 40 times

Finance amount Upfront fees Monthly payment Number of payments

Estimated effective APR—

Total paid—

Finance cost—

Educational estimate: Rates, eligibility rules and official decisions can change. Confirm the result with the relevant authority or provider before making a financial decision.

How to use this tool

Enter the finance amount, upfront fees, payment and number of months. Compare the estimate with the lender APR disclosure.